Takaful Al-Shams
Guaranteed acceptance family takaful from RM50 a month.
From RM 50
per month
- Guaranteed acceptance, no medical check-up
- Death, TPD and Golden Age Disability cover
- Accidental death: +100% general, +200% public transport, +300% overseas
- TPD recovery: 5% of sum covered for 5 years
- Compassionate RM2,000; family accidental death RM10,000 per member
Takaful ProEssential
Comprehensive hibah cover with flexible terms up to age 80.
From RM 90
per month
- Death, TPD and Golden Age Disability benefits
- Flexible term: 20, 30 or 40 years, or up to age 80
- Family Care Privilege for up to 4 family members
- Optional riders: critical illness, hospital income, accident
- Hajj by Proxy, Qurban and Waqaf services
Most popular
Takaful Mumtaz
Protect, save and enjoy annual cash back.
From RM 1,000
per unit yearly
- 1 unit = RM1,000 annual contribution
- Contribute 8 years, covered 16 years
- Cash back 18% yearly (years 1-8), 38% (9-15), 48% (year 16)
- Death/TPD up to 200% of sum covered (300% accidental)
- No medical examination; investment value paid at maturity
Takaful ProSecure
High protection at a low cost, up to 400% of sum covered.
From RM 70
per month
- Death, TPD and GAD: higher of sum covered or total contributions
- Public transport accident +200%; overseas accident +300% of sum covered
- Terminal illness benefit; TPD recovery 5% for 5 years
- ICU stay over 5 days: contributions waived for 6 months
- Optional critical illness riders (51 illnesses)
Takaful Term 80
Affordable term cover with worldwide protection to age 80.
- Death and TPD (before age 70) pay sum covered plus investment value
- 24-hour worldwide protection, cover to age 80
- Flexible term from 5 years; maturity pays investment value
- Optional critical illness, hospital income and accident riders
- Contribution may qualify for tax relief up to RM6,000 a year
Takaful Family Hero
High hibah protection with flexible contributions, up to 400%.
From RM 50
per month
- Death/TPD: higher of 100% sum covered or investment value
- Accidental death: +100% public transport/overseas, +200% balik kampung, +300% hajj
- TPD recovery: 5% of sum covered for 10 years
- Family Care Privilege for 4 members (25% of sum covered, max RM300,000 each)
- Ziarah Plus: extra 10% of sum covered (max RM50,000) during hajj or umrah
Mediafya (Silver)
Comprehensive medical coverage with annual protection up to RM350,000.
- Comprehensive medical coverage
- Annual protection up to RM350,000 with no lifetime limit
- Government hospital benefit daily cash allowance up to RM280
- Hassle-free hospital admissions
- Daily room and board up to RM280
Mediafya Plus (Gold)
Annual limit up to RM1,000,000 with daily room and board up to RM300.
- Annual limit up to RM1,000,000
- Daily room and board up to RM300
- Two plans and two deductible options
- Government hospital benefit daily cash allowance up to RM300
- Hassle-free hospital admissions
Medi Pro (Platinum)
Top-tier medical cover up to RM2 million with no lifetime limit.
- Protection up to RM2,000,000 with no lifetime limit
- Daily room and board up to RM1,000
- Hospitalisation due to mental illness benefit up to RM3,000
- Cancer survivor benefit up to RM3,000
- Infectious disease benefit up to RM3,000
- Intraocular lens benefit, monofocal or multifocal, up to RM5,000
- Two plans and two deductible options
- Government hospital benefit daily cash allowance up to RM300
Cancer Care
Comprehensive cancer coverage for early and advanced stages up to RM500,000.
- Comprehensive cancer coverage, subject to exclusions
- Benefits for early and advanced stages of cancer
- Coverage up to RM500,000
- Additional 25% of the Cancer Sum Covered, up to RM50,000, for eligible gender-specific cancer claims
- Potential income tax relief, subject to the final decision of the Inland Revenue Board of Malaysia
- 50% surplus sharing if no claims are made, subject to the applicable terms
Takaful Single Invest & Investment Linked Plans
Shariah-compliant family takaful plans that integrate protection with investment.
- Shariah-compliant family takaful plans
- Protection integrated with investment opportunities
- Professionally managed local and global Shariah funds
- Essential family protection safeguards retained
Personal Accident (Full Coverage)
24-hour Shariah-compliant personal accident cover.
From RM 17
per month
- Death from all causes plus accidental death and dismemberment
- Double sum covered for accidents on public transport, public buildings or lifts
- Medical reimbursement and weekly income up to 52 weeks
- Broken bones or burns and ambulance fee benefits
- 20% loyalty discount from the 3rd year
Personal Accident (Basic Coverage)
Affordable personal accident cover for students and workers.
From RM 81
per year
- Accidental death and injury cover
- Medical reimbursement for accident treatment
- Affordable yearly contribution from RM81
- Entry age 30 days to 70 years
