General takaful
Pick the cover that matches your situation. Every card is linked directly to our WhatsApp line, so you can ask about scope, exclusions and pricing without filling in a form.
Hibah protection and savings plans that secure the future of your family.
Family takaful plans for death, disability and savings, including guaranteed-acceptance options with no medical check-up. Suitable for individuals, young families and parents who want cover without underwriting.
Zurich Takaful Malaysia
Silver, Gold and Platinum medical cards with cashless admission.
Mediafya, Mediafya Plus and Medi Pro medical cards with annual limits from RM350,000 to RM2,000,000, no lifetime limit and cashless admission at panel hospitals. Government hospital cash allowance and two plan/deductible options are available.
Zurich Takaful Malaysia
Comprehensive cancer protection for early and advanced stages.
Cancer Care covers early and advanced stages of cancer up to RM500,000, subject to exclusions. Eligible gender-specific cancer claims receive an additional 25% of the Cancer Sum Covered, up to RM50,000. Surplus sharing and tax relief are subject to the applicable terms and to the final decision of the Inland Revenue Board of Malaysia.
Panel takaful operators
Shariah-compliant plans that combine family protection with investment.
Investment plans provide a diverse portfolio of financial solutions to invest and secure the future of you and your loved ones. These Shariah-compliant family takaful plans integrate protection with professionally managed local and global Shariah funds while retaining essential family protection safeguards.
Panel takaful operators
Affordable group life protection for employees and their families.
Affordable group life protection designed to provide financial security for employees and their families in the event of death or total and permanent disability, subject to the selected plan’s benefits and terms. An ideal solution for employers looking to strengthen employee welfare and provide greater peace of mind for their workforce.
Panel takaful operators
24-hour Shariah-compliant cover for death and accidents.
24-hour Shariah-compliant personal accident protection for employees, association members and communities. Covers death and injuries from accidents, with medical reimbursement and income replacement benefits.
Zurich Takaful Malaysia
Expert coverage for commercial buildings and Joint Management Bodies.
Fire and property takaful for commercial and stratified buildings, including Joint Management Bodies and Management Corporations. Cover can include the building structure, common areas and contents.
Panel takaful operators
Hospitalisation and surgical protection for employees.
Comprehensive hospitalisation and medical protection for employees, providing greater peace of mind for businesses and their workforce. Designed to help cover eligible hospitalisation and surgical expenses, subject to the selected plan’s benefits and terms.
Panel takaful operators
Contractor all-risk, erection all-risk, workmen compensation and public liability cover.
Contractor All Risks, Erection All Risks, Workmen Compensation and Public Liability cover for construction and renovation projects, including materials on site and protection for site workers and third parties.
Panel takaful operators
Shariah-compliant travel protection for you and your family.
Shariah-compliant travel protection for single trips or annual travel, covering medical emergencies, travel delays, lost baggage and trip cancellation for individuals, families and groups.
Panel takaful operators
Renew roadtax and vehicle takaful entirely online, without the queue.
Comprehensive or third-party vehicle takaful with roadtax renewal handled online. Add flood, windscreen and roadside assistance cover to suit your vehicle and budget.
Panel takaful operators
General takaful guide
If you own a house, drive a car, run a business, employ staff or travel often, you carry risks that a family plan does not cover. General takaful handles those risks — from a burst pipe at home to a claim at your factory.
Compare covers
A quick reference. Final scope, excess and contribution depend on the operator underwriting and the product disclosure sheet.
| Type of cover | Best for | Typically protects |
|---|---|---|
| Fire & property takaful | Homeowners, landlords, JMB and management corporations | Building structure, contents, common areas, loss of rent and temporary accommodation. |
| Motor takaful | Private cars, motorcycles and company fleets | Own damage, third-party liability, flood, windscreen, towing and roadtax renewal. |
| Group personal accident | Employers, associations, clubs and communities | Accidental death, disablement, medical reimbursement and income replacement. |
| Health & medical | Individuals, families and employees | Hospitalisation, surgical benefits, outpatient treatment and cashless panel hospitals. |
| Travel takaful | Holidaymakers, umrah and hajj pilgrims, students abroad | Medical emergencies, travel delays, lost baggage and trip cancellation. |
| Business & project cover | Shops, offices, factories, contractors and renovation works | Fire, burglary, public liability, machinery, contractor all-risk and workmen compensation. |
Before we quote
Send these details on WhatsApp and we can start comparing options immediately.
Registration number, model and year, current NCD, sum covered and any add-ons such as flood or windscreen.
Property address, built-up area, occupancy, sum covered and whether it is managed by a JMB or management corporation.
Business activity, number of employees, contract or project value, site period and the liability limit you need.
How it works
WhatsApp us your vehicle, property or business details. No forms, no obligation and no pressure to sign.
We request quotations from our panel, explain the scope, excess and exclusions, then you choose what fits.
We issue the cover, remind you before renewal and handle claim submissions on your behalf.
FAQ
Family takaful protects your life and income. General takaful protects property, vehicles, travel, personal accident and business risks. Most clients need both for complete protection.
Business takaful can combine fire, burglary, liability and workmen compensation under one schedule. The exact combination depends on the operator underwriting and the sum covered you choose.
Flood cover is usually an optional add-on for motor takaful. Tell us where the vehicle is used and we will confirm whether it is included or needs to be added.
Yes. Notify us on WhatsApp or call 013-3204 996. We prepare the document checklist, submit the claim to the operator and follow up until it is settled.
Straightforward motor and travel cover can often be issued the same working day once documents and payment are complete. Property and business risks may need an inspection, typically three to seven working days.
Get covered
Tell us what you need to cover. We will send the options, exclusions and contribution for comparison — no obligation to proceed.
Call 013-3204 996 · 18A Lorong Bertam Jaya 1, 13200 Kepala Batas, Pulau Pinang
